If you have a really cheap car, not really worth that much, consider Third Party car insurance cover as it's generally the cheapest. You could get quotes on all three car insurance cover options for private use.
- Get at least three car insurance quotes - from online
- Why? Well it will save you time and money - up to £800 per year. Online car insurance companies that can offer you immediate quotes are geared up for one thing only - getting you the cheapest car insurance rate possible. Many car insurance companies also give a further 10% off their rates for buying online.
- Target the right car insurance company for learner drivers
- Don't waste your time getting just any online car insurance company to quote. A large proportion of car insurance companies don't want to take on learner drivers or young drivers because of the increased risk. Here are some of the statistics for new and young drivers
• Over 30% of all young male drivers will write off a car in their first year of driving (it is less than 15% for young women drivers that are likely to do the same).
• Under 20 year olds make up just 3% of all drivers but 25% are convicted for crimes of causing death by dangerous driving.
• 25% of drivers under 21 who have an accident are shown to have lost control of their vehicle.
- Build your own no-claims bonus from day one
- As soon as you start paying for your own car insurance policy, in your own name, you will be saving on your car insurance over the long term. It may seem as though you have enough expenses, what with buying your car to start with, but some car insurance policies can start you off with a 30%+ no claims car insurance bonus.
- Add an experienced driver to you car insurance quote
- It can pay to add an experienced additional driver to your car insurance quote. There are number of companies who give up to an additional 5% discount off their car insurance online quotes. It is certainly worth adding a more mature driver to your policy if you can.
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